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The risk of using an old (outdated) browser or using a http:// protocol over a https:// protocol is of course up to every person to take.
But there is of course a reason why some services insist on https:// and why Microsoft does not support certain old browsers anymore.
Things evolve. 2FA is now recommended to anyone, even if you're an anonymous person without plans to reach for the spotlights. About 15 years ago there was no such thing as 2FA and you just had to rely on strong login credentials.
Things evolve constantly. I don't like all those changes myself, because I am so used to work with certain browsers or systems. But I would assume there is a reason why this is constantly changing. Even if this means having to get used to a new browser type or now system. I don't like those changes either, but once I get used to them it's OK. And they're more or less forced on you, Microsoft for example simply doesn't support certain older browsers or Windows versions anymore.
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